Financing Options

MSP Renovation Loan

1% Down Payment Program

1% Down Payment Program

AT MSP Mortgage, we have great programs for Fix & Flip deals.

Minimum credit score 680
10% down payment, $0 down for experienced investors
Minimum loan amount of $100,000
Renovation funding at 100%
Maximum loan amount of $4M
No appraisal required
12 or 24 month term

1% Down Payment Program

1% Down Payment Program

1% Down Payment Program

1% down payment, 2% grant
Max loan amount of $350,000
Credit score of 640+
Individual income must be less than or equal to 80% of the area median income for the subject property
Reduced mortgage insurance
Write offers as 3% Conventional

Construction Financing

1% Down Payment Program

1-4 Unit Residential Financing

15% down payment
$0 down if you already own the land
24 month term
Maximum loan amount of $3M
Credit score of 660+
Experience of 2+ builds
No appraisal required

1-4 Unit Residential Financing

Multi-Family / Mixed-Use Financing

1-4 Unit Residential Financing

At MSP Mortgage, we can help finance apartment, duplex, four-plex, and multi-family properties.

1-4 unit properties
Minimum credit score 620
20% down payment required
No Income/Employment verification
30-year terms available

DSCR / Vacation Rental Financing

Multi-Family / Mixed-Use Financing

Multi-Family / Mixed-Use Financing

If you're looking to buy a vacation property, reach out to us at MSP Mortgage.

Minimum credit score 620
20% down payment required
No Income/Employment verification
30-year terms available
Short term rentals allowed

Multi-Family / Mixed-Use Financing

Multi-Family / Mixed-Use Financing

Multi-Family / Mixed-Use Financing

At MSP Mortgage, we can do commercial financing.

Small / Medium sized apartments
Minimum credit score 620
25% down payment required
No Income/Employment verification
Maximum loan amount $7M
30-year terms available

Conventional Financing

Conventional Financing

Conventional Financing

At MSP Mortgage, we can help finance apartment, duplex, four-plex, and multi-family properties.

Primary residence
Minimum credit score 620
3% down payment
W-2 or Self employed
30-year terms available

FHA Financing

Conventional Financing

Conventional Financing

Primary residence
Minimum credit score 580
3.5% down payment
W-2 or Self employed
30-year terms available

VA Financing

Conventional Financing

Bank Statement Loans

At MSP Mortgage, we can help finance apartment, duplex, four-plex, and multi-family properties.

Primary residence
No minimum credit score
0 down payment
100% financing available
W-2 or Self employed
30-year terms available
No maximum loan amount

Bank Statement Loans

HELOC & Fixed Rate 2nd Mortgage

Bank Statement Loans

AT MSP Mortgage, we have great programs for Fix & Flip deals.

Minimum Credit Score 620
12 or 24 month bank statement for income verification
Business or Personal
Up to 100% of deposits can be used as income
30-year terms available

HELOC & Fixed Rate 2nd Mortgage

HELOC & Fixed Rate 2nd Mortgage

HELOC & Fixed Rate 2nd Mortgage

AT MSP Mortgage, we have great programs for Fix & Flip deals.

Minimum credit score 680
Primary, secondary, and investment properties eligible
Max CLTV 95%
Loan amounts up to $2M
Interest-only payments available
30-year terms available

Foreign National Financing

HELOC & Fixed Rate 2nd Mortgage

HELOC & Fixed Rate 2nd Mortgage

At MSP Mortgage, we can do loans for Foreign Nationals buying in the United States.

No United States credit required
30% down payment
No Income/Employment verification
Loans up to $7M
30-year terms available